Effective date: September 1, 2026
1. No commitment to lend
BBS Automotive Group, Inc. is not making a commitment to extend credit through this website. A “Get Pre-Approved” or financing-support request is an inquiry and does not guarantee approval, a particular vehicle, a rate, a term, a payment, an amount financed, a down-payment requirement, or any other credit term.
2. Illustrative payment calculator
Website payment calculations are estimates based on the vehicle price and the visitor’s selected down payment, repayment period, and annual percentage rate assumption. Unless expressly stated in a current, complete offer, the calculator does not include sales or use tax, title, registration, license, government charges, dealer documentation charges, optional protection products, insurance, negative equity, trade payoff, lender fees, or other transaction amounts. Actual results can be higher or lower.
3. Regulation Z advertising
Federal Regulation Z provides that a closed-end credit advertisement stating a down payment, number or period of payments, payment amount, or finance-charge amount triggers additional disclosures. As applicable, the advertisement must state the down payment, full repayment terms, and annual percentage rate clearly and conspicuously.[1] For that reason, sample monthly-payment amounts on this preview are labeled illustrative and are not presented as currently available credit offers.
4. Final terms
Final financing depends on a completed application, identity verification, lender underwriting, credit history and score, income, employment, debt obligations, residence, vehicle eligibility, requested amount, loan-to-value limits, down payment, trade equity or negative equity, applicable law, and signed contracts. A lender may approve, modify, condition, or decline a request.
5. Privacy and secure processing
Do not submit a Social Security number, bank credentials, government-identification image, payment-card details, or account password through a general website inquiry form. The FTC explains that auto dealers arranging financing or leasing may be subject to financial privacy obligations, including privacy notices in circumstances described by the Financial Privacy Rule.[2] Any formal credit process should occur through a secure, approved provider with the required notices and authorizations.
6. No pre-screened offer
Nothing on this website is a pre-screened, pre-qualified, or firm offer of credit. “Pre-approval” is used only as a consumer-facing label for requesting assistance unless a separate secure process and written notice expressly states otherwise.
7. Equal consideration
Credit requests must be handled in accordance with applicable fair-lending and anti-discrimination requirements. The dealership and financing sources should maintain appropriate policies, training, monitoring, and records for actual credit processing.
8. Contact
For current financing information, call (203) 661-6669 or use the Contact page. Do not rely on an illustrative calculation when deciding whether a purchase is affordable.
Regulatory references
[1] Consumer Financial Protection Bureau, Regulation Z § 1026.24 Advertising
[2] Federal Trade Commission, Privacy Rule and Auto Dealers: FAQs